State Farm Auto Insurance Practice Test

What is included in the Declarations Page of an auto insurance policy?

1. Premium rates and payment schedules

2. Name and address of the insured

3. Claim history and previous insurance information

4. Coverage limits and exclusions

The correct answer is: Name and address of the insured

The Declarations Page of an auto insurance policy serves as a summary that provides essential information about the insured and the coverage provided under the policy. One of the key components included in this page is the name and address of the insured individual. This information is crucial as it identifies who is covered by the policy. In addition to the insured's personal details, the Declarations Page typically lists other important information such as the policy number, the effective dates of coverage, and details about the vehicle(s) insured. While other aspects such as premium rates, claim history, and coverage limits may be part of the broader policy documentation, they are not specifically included in the Declarations Page, which is primarily focused on identifying the insured and highlighting the basic terms of the insurance contract. This makes the identification of the insured a vital component and underscores the importance of the Declarations Page in the context of the entire policy.