State Farm Auto Insurance Practice Test

What type of information is included in the Loss History Report (LHR)?

1. Vehicle registration details

2. Claims made under previous insurance

3. Driving assessment scores

4. Insurance premium calculations

The correct answer is: Claims made under previous insurance

The Loss History Report (LHR) is specifically designed to provide detailed information about an individual's past insurance claims, particularly those related to automobile incidents. This report typically includes a record of claims made under previous insurance policies, including details about the nature of the claims, dates, amounts paid, and the types of coverage involved. Such information is crucial for insurers during the underwriting process, as it helps them assess the risk associated with insuring a particular individual or vehicle. The other options listed relate to different aspects of auto insurance but are not what the LHR primarily covers. Vehicle registration details pertain to the ownership and legal status of a vehicle, while driving assessment scores might be part of a driver evaluation process, and insurance premium calculations stem from various factors but would not be included in a loss history context.