State Farm Auto Insurance Practice Test

What type of use includes commuting to work or school?

1. Business Use

2. Farm Use

3. Personal Use

4. Commercial Use

The correct answer is: Personal Use

Commuting to work or school falls under personal use because it pertains to the daily transportation needs of an individual. This includes the travel involved in getting to and from a place of employment or an educational institution. Personal use is typically any non-business activity that requires the use of a vehicle, mainly related to everyday activities such as running errands, shopping, or commuting. Business use, on the other hand, generally refers to using a vehicle for work-related activities, such as meeting clients or transporting goods for a business, which does not include commuting. Farm use is specific to vehicles used primarily for farming activities, and commercial use pertains to vehicles that are utilized for commercial purposes, including services provided to customers. Therefore, the classification of commuting as personal use highlights its relevance in everyday life rather than in a business or commercial context.