State Farm Auto Insurance Practice Test

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Prepare for the State Farm Auto Insurance Test. Study with flashcards and multiple choice questions, each with hints and explanations. Ace your exam!

Practice this question and more.

When can an Administrative Suspension occur?

Failure to file insurance
Receiving excessive speeding tickets
Not paying a parking ticket
Having a DUI conviction

The correct answer is: Not paying a parking ticket

An Administrative Suspension can occur when an individual fails to file evidence of insurance with the Department of Motor Vehicles (DMV) after their vehicle is registered. This process aims to ensure that all drivers maintain the minimum required insurance coverage as mandated by law. In this scenario, the failure to file insurance is a direct violation of state requirements, prompting the DMV to take action by suspending the driver’s license administratively to mitigate risks associated with uninsured driving. While options related to excessive speeding tickets, DUI convictions, or unpaid parking tickets may lead to other forms of legal action or penalties, they do not specifically trigger an Administrative Suspension in the same way that failing to provide proof of insurance does. Therefore, failing to file insurance is distinctly linked to the conditions under which an Administrative Suspension is enacted.