State Farm Auto Insurance Practice Test

Which of the following is a major display code associated with serious violations?

1. OVDT

2. OWI

3. Failure to Yield

4. Defective headlights

The correct answer is: OWI

The option indicating "OWI" stands for "Operating While Intoxicated," which is a serious violation associated with driving under the influence of alcohol or drugs. This offense is significant because it poses a substantial risk to public safety and is often treated with severe legal penalties, including license suspension, fines, and potential imprisonment. Major display codes, like OWI, are categorized based on the severity of violations, and OWI is universally recognized as a serious violation within traffic enforcement. This categorization helps law enforcement and insurance companies assess the risks associated with a driver’s history, affecting insurance premiums and eligibility for coverage. In contrast, options such as "OVDT," "Failure to Yield," and "Defective headlights," while potentially serious, do not carry the same level of gravity or legal implications typically associated with OWI violations. "Failure to Yield" may incur penalties but is generally considered a less severe infraction. "Defective headlights" pertains to equipment violations and, although it can compromise safety, does not classify as a category of serious violations in the same manner as OWI.