State Farm Auto Insurance Practice Test

Which type of violations are categorized as 'major'?

1. Speeding

2. Failure to yield

3. Leaving the scene of an accident

4. Parking violations

The correct answer is: Leaving the scene of an accident

Major violations are generally considered to be serious infractions that have significant implications for driver safety and public policy. Leaving the scene of an accident is classified as a major violation because it demonstrates a neglect of responsibility and accountability, which can have severe consequences for all parties involved. This action can lead to legal repercussions, increased insurance rates, and the potential for civil lawsuits. The seriousness of this violation stems from the fact that it involves the abandonment of an individual’s duty to exchange information and assist others following an incident. In contrast, while speeding, failure to yield, and parking violations are indeed traffic infractions, they are often categorized as less severe than leaving the scene of an accident. Speeding and failure to yield can contribute to hazardous situations on the road, but they typically do not entail a complete disregard for the safety and welfare of others following an accident. Parking violations, although they may result in fines or tickets, do not usually carry the same weight of consequence in terms of public safety and legal implications as leaving the scene of an accident. Thus, the classification of leaving the scene of an accident as a major violation is aligned with the broader context of traffic law and driver responsibility.